Financial Course
Description
Vocal Characteristics
Language
EnglishVoice Age
Middle Aged (35-54)Accents
North American (General)Transcript
Note: Transcripts are generated using speech recognition software and may contain errors.
Hello. My name is Melanie, and I'd like to welcome you to this course. I know everyone who's listing right now has a different experience with money. I'm no different. Personally, I've gone through some huge financial challenges that have caused a lot of stress in my life for many years. I barely made ends meet. I was always worried about where I would get the money to pay my rent. I was always hoping my car wouldn't break down. Fortunately, I was able to work through those issues. Now I'm at a place where I feel comfortable with my finances. I have a clear plan to retire, and I'm confident this course can help you reach that state to I also know that no matter where you're starting from, you can achieve a level of financial security and comfort. Let's get started on your path to financial wellness. Right now, we'll start with an important topic. Financial goals. Setting financial goals can help you live the lifestyle you want. At the same time, they'll help you secure your financial future. No matter where you are financially. Now, setting good goals will help you reach the next level, whether you plan to retire soon or you just want to get out of debt. The first place to start is right here in this section. Start with setting your goals. Most people don't set financial goals, but everybody here who completes these exercises will have a big advantage. Financial goals give you direction, which increases your confidence. Gold set out an exact plan to follow, so you can live the life you dream about. Maybe you want to spend more time with your friends and family. Maybe you dream of traveling to your favorite place in the world. Maybe you're looking to secure your retirement no matter what you wish for. Goals are the first step in the process. So now let's talk about how to set your goals. Take a look at the notes on the right hand side, read through the tip section called How to Set Goals. The first thing I want everybody to do right now is just a daydream. Think about all the things you really want to do in life. You can even take a minute and put this video on pause. There's no right or wrong answer, and nothing is too silly. Just think about the things you feel most passionate about and write them down. Writing down your goals is critical to helping you accomplish them. For the rest of this activity, used the goal setting worksheet in the calculator and tool section. Just follow the bullet points, and it will guide you through the process. If any of you have gone through financial challenges, I want you also to complete the financial recovery gold section. It's on the second tab on the right hand side. What I want you to do is prioritize that is, picked the things you need to work on first. At first, your problems might seem overwhelming. Tackling one issue at a time will make it much easier for you to gain momentum. Before you know it, you'll be in a much better financial position. You'll feel much more secure, and you won't have the worries that a lot of people face every day. For those of you who are in a relationship, I'd like you also to play the money Gold game. An interesting thing about money is that it impacts a lot more than just our finances. Money impacts, our health, our relationships and our ability to focus money. Stress takes a huge emotional toll on people. I know about it firsthand. I've spent lots of nights unable to sleep because I was so worried about my financial situation. So it's important to address our emotional connection with money and emotions about money are especially important if you're in a relationship, because money is the leading cause of stress and fights between couples. When you play the money gold game with your significant other, make sure you're both in a positive frame of mind. Agreed together that you'll openly and honestly talk through any issues that arise during the game. I want to congratulate you all for taking the first step towards financial wellness. I invite you to continue by taking the challenge set forth below. Complete the goal setting worksheet I mentioned earlier. Write down your top three goals, then commit to taking one action step per week, no matter how big or how small to accomplish your goals. By making this commitment, you're giving yourself a big advantage, one that will impact all areas of your life no matter where you're starting from, Anyone can achieve a state of financial wellness within five years wellness doesn't mean rich. It just means comfortable enough to enjoy the things you like most. It means secure enough that you're able to spend time with your loved ones. And you feel confident, happy and excited about your future. I look forward to working with you on the remaining sections of this course. I wish you all the best. Remember, we are here to support your growth. Thank you for making a commitment. Now go ahead and get started on the first activity setting your top three goals.