Bank Alfalah Corporate Training Video
Description
Vocal Characteristics
Language
EnglishVoice Age
Young Adult (18-35)Accents
North American (General)Transcript
Note: Transcripts are generated using speech recognition software and may contain errors.
the minimum experience of a self employed professionals should be two years if existing b FL relationship or three years minimum income requirement of a non resident salaried Pakistani as US dollar 3000 are equal in minimum income. Requirement of non resident self employed Pakistani is US dollar. 4000 are equal in for a salaried person. Minimum debt to equity ratio is 15. Al Faleh Islamic also offers hybrid browsing or be A You. Pricing is 13% black for five years and use a rate for M. I. G Pricing is 12.50% flat for five years and user rate for L. I. G pricing is 12% flat for five years and user rate. After the lapse of five years, customers can opt for either standard pricing or on floating terms or revised fixed rates. Home Mutharika solicitation is done from cities wherever bank Alfa branch exists, Determination of income or salaried. We require salary slip and our bank account statements for employed and others we require for following income tax returns. Our bank account statements are audited financials or income estimation or rent agreements or agricultural income or expatriots slash n RPs salaried. We required either salary slips and our bank account statements and slash our income tax returns. The age of a salaried individual for both schemes should be minimum 25 years and maximum 60 years. The age of a salaried individual for both schemes should be minimum 25 years and maximum 60 years and for self employed is minimum 25 years and maximum 65 years. Monthly income for both schemes should be minimum ₹25,000 for salaried and 50,000 for self employed slash others. Employment tenure is one years and business tenure is one year E T. B and two years NTB for both schemes. Determination of income There are two sectors that are created in subsidy scheme, formal sector and informal sector, formal sector or salaried. We require salary slips or bank account statements or cash salary vouchers for non salaried. We require the following income tax returns or bank account statements or audited financials or income estimation or rent agreements or agricultural income. Foreign Remittance Informal sector one of the following documents shall be required to assess customer informal sector. One of the following documents shall be required to assess customer based on proxy income. Our payment surrogates, for example. Rent agreement, rent payment declaration. Utility builds. Falco builds school fee Chalon Any other valid expense loan guarantee scheme income, which is not formally documented and cannot be verified. Example. Cash, salary or cash business will not be considered for the primary slash single borrower where the applicant secures a loan guarantee but alone whose formal slash verified income is sufficient to cover payment of loan financing. Up to 85% Debt to equity ratio for salary is minimum 15%. Debt to equity ratio for self employed person, self employed businessman and for others is minimum 20%. Bank statement of the last one year for financing up to 20 million charges for low cost special segments are Rupees 3000 for contacting regional sales. Manager of Milton. You can contact Choudhry Rihan by emailing him at m u dot r e h e n at the rate bank al faleh dot com or call on 0343 70306 to 4 or contacting regional sales manager of Faisalabad. You can contact R S M. Milton for the time being for salaried on financing amount of greater than or equal to ₹40 million. Equity ratio will be up to 70 30 for salaried on financing amount of greater than 20 million, but less than 40 million equity ratio will be up to 80 20 for salaried on financing amount of less than 20 million. Equity ratio will be up to 85. 15 for self employed professional or business person financing. Amount up to ₹30 million. Equity ratio will be up to 80 20 or be a f l relationships. Minimum one year self employed professionals and other rental income only and 75 25 for business person and expatriates. For self employed professional or business person financing amount up to ₹50 million. Equity ratio will be up to 75 25 or be a fl relationships. Self employed professionals and other rental income only and 70 30 for business person and expatriates. For self employed professional or business person financing amount over ₹50 million. Equity ratio will be up to 65. 35. 4 others on financing amounts of up to 30 million repeats. Equity ratio will be up to 70 30 for others on financing amount of up to 50 million repeats, it could be ratio will be up to 65 35 for others on financing amount of over 50 million repeats, it could be ratio will be up to 60 40.